Lifestyle Protection

It’s nice to think that everything’s under control, but a small event, a changed circumstance, could upset the balance and it could even jeopardise your home. Think it can’t happen to you? What would happen if you lost your income, if you lost your job, or fell ill and couldn’t work through sickness? What are your outgoings – bills, loans and credit card payments? How long would your savings last? How long would it be before you find yourself having to make the decision between paying the fuel bill and paying your rent? Yes, there are state benefits, but they’re not designed to support the lifestyle you’ve got used to.

By ensuring your rent is covered, you can maintain a good relationship with your landlord, keep your home and preserve your credit rating.
The real world is always changing. It makes sense to be prepared.

Reasons to choose Lifestyle Protection Insurance

  • Think about it – you’re more likely to be off work sick than you are to pass away before retirement, so this is the most essential cover available
  • If you’re sick or injured, this insurance will enable you to pay your bills and provide for you and your loved ones
  • Where state benefits can and do change inline with government policy, this cover is a contract and a promise to you that won’t change

Why taking expert advice makes the difference

  • Lifestyle Protection is one of the most important insurances, as without a regular income you could be hard-pressed to pay the bills
  • Even if your budget is tight – we’ll help you prioritise which cover is best for you
  • Being unable to earn is less of a worry when you know your wages are protected

Our Rent and Lifestyle Protection Insurance covers

  • Cover up to 50-65% of monthly income
  • Average policy premium is £25 a month
  • Fringe benefits available such as gym membership, free coffees and cinema tickets
  • Personable protection advisors to help you find the best product for you
  • Added security for your Landlord and lower risk of any future payment issues
  • Some agents are reducing the amount of the rent/deposit upfront if tenants have this in place

FAQ about LegalforLandlords Tenants Lifestyle Insurance

 

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