Insurance For Your Lettings Business
Affordable and essential cover for the risks that you and your business face every day.
Tenant Referencing Made Simple
With friendly service, options to suit all tenants and online access, our superb value referencing lets you get on with your day job.
Potential tenants differ – that’s why we offer six types of referencing. From our first step, Initial checks, you can upgrade to the most comprehensive checks on the market. You can choose a Fast Track service when speed is vital and submit and follow progress of references online. And for ultimate reassurance, choose our Inclusive product. it’s fast become our most popular referencing option because it comes complete with legal expenses cover.
Talk to us about our special service for agents – Tenant Pre-Screening. It’s an extra check on an applicant’s info that happens before a reference is submitted – another smart idea from the LforL team. With years of experience in the rental sector, we know all the tricks and the risks. We’ll help you make the right decisions about who to take on as a tenant, protecting your landlord’s property and your business, reputation and livelihood.
Right to Rent Checks
We have outlined some key features of the new Right to Rent checks. It outlines who is responsible for the checks, lists acceptable documentation, and explains what follow up action you may need to take.*
The liability for the checks is with the actual landlord of the property. The only time this will change is if the letting agent and landlord enter in to an agreement that the agent will accept responsibility for carrying out the checks.
The requirements differ for potential tenants from EEA countries (EU member states plus Iceland, Liechtenstein and Norway) and Switzerland, and for those from outside these countries.
Tenants within the EEA or Switzerland: One of the following:
- British /EEA passport (current or expired)
- Valid biometric immigration document
- Certificate of naturalisation as a British citizen.
or Two of the following:
- Birth certificate
- Letter dated within the last three months from an employer
- Letter from UK educational institution
- Full or provisional driving licence (with counterpart).
Tenants from other countries
The following documentation must be endorsed to indicate that the named person may stay in the UK for a time-limited period:
- Valid passport/travel document
- Biometric immigration document
- Residence card
- Immigration status document issued by the home office
- A ‘yes’ response from the Landlords Checking Service.
These checks need to be followed up either, a) 12 months from the date of the previous check or b) before the expiry of the person’s right to live in the UK.
* within every reference (apart from Initial) check we incorporate Right to Rent checks.
Need help? Email firstname.lastname@example.org or call 03335779050
Even our simplest checks are powered by Experian’s advanced and accurate data. Bankruptcy, anti-fraud and undisclosed address checks are included.
As Initial, but including employer’s or accountant’s references, multi- level employment verification, true affordability and income checks, previous landlord’s/agent’s references and financial reviews.
As Complete, but including 12 months Legal Expenses cover.
If you can’t wait or won’t wait, then opt for our super-quick, 4-hour service. Don’t worry, we’ll still check everything!
If you’re letting to a company, we’ll check out all the latest information including county court judgements; writs and mortgage charges; up to 5 years of accounts; credit limits and ratings; payment history; and parent companies and directors.
We’re able to check the financial standing of companies from all over Europe, Russia and the USA.
Leave it to the experts
Tenant referencing is too important for a half-hearted approach and it’s too time consuming if you try to do it yourself. Trust us, we’ll make it easier.