Rent Protection 6 mthsRent Protection 12 mthsProfessional IndemnityInclusive
Landlords Emergency Cover

Insurance For Your Lettings Business

Affordable and essential cover for the risks that you and your business face every day.

Property is always emotive and it’s all too easy to find yourself on the wrong side of a claim. When you’ve worked hard to build your lettings business, it makes sense to protect it with tailor-made insurance policies. Our robust cover is there to deal with things that go wrong, with accidents, with theft or damage and with problems arising from errors or omissions. You can’t afford to be without it. What’s more, our industry’s professional bodies require that their members are adequately insured.

Rent Protection

Even the most carefully vetted tenants can still have problems.
Circumstances change. They could suddenly lose a job or fall ill. If they don’t have reserves of cash to call on, it’s highly likely that your rent payment may not arrive. Perhaps you can stand it for a week or two, but what if it drags on and the situation fails to improve? It’s your income that’s affected. Your mortgage payments on the property. Your bills. You still need to keep the wolf from your own front door. Rent protection insurance can really help. Even though there are some things you can’t control, they don’t have to ruin your finances.

  • 100% of rental income if the tenant fails to pay*
  • An unlimited period of arrears up to a total of £50,000*
  • The cost of eviction (because it might come to that)*
  • Legal expenses up to £50,000*
  • 50% of rent paid for a further three months post eviction
  • Our Premium Rent Protection policies come complete with extra benefits see below
  • Property damage cover
  • Nuisance or trespass claims
  • Eviction for squatters
  • Access to a 24-hour legal helpline
  • Hotel and storage costs during the repossession process
  • *T&C's apply.

6 Month Protection

The 6 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 6 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has pass a full tenant reference, which will further reduce the risk to you.

12 Month Protection

The 12 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 12 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has pass a full tenant reference, which will further reduce the risk to you.

We think you’ll agree that’s comprehensive cover, and we think you’ll be pleasantly surprised by how little it costs to protect your income stream.
Terms to suit all tenancies
Providing the tenant has passed one of our Complete or Fast Track References, we can offer rent protection for either 6 months or 12 months to match the length of the assured shorthold tenancy you offer.
It’s not too late to get protected
Our Premium cover can be taken out up to 90 days after a reference is passed. Even if the tenancy is underway, you’ve still got time to protect your property and your livelihood.

Our insurance policies can include cover for:

  • Public liability
  • Professional indemnity
  • Your office premises and contents
  • Personal accidents that could leave you unable to work
  • Director’s and officer’s liability
  • Employer’s liability

Professional indemnity cover

Even an honest and genuine mistake could leave you facing a substantial claim. Professional Indemnity cover will help you deal with claims for property mis-description, negligence, civil liability, data protection and matters referred to the property ombudsman.

Instant, affordable cover

All businesses are different and need differing levels of cover, but all face risks. Our expert underwriters will ensure the best possible quotes for the protection you require and get you insured quickly and easily.

Read Julie's Story here

Inclusive, more than thorough referencing.

Comprehensive tenant referencing and legal expenses insurance: a combined package that is both cost effective and very reassuring.

A superb package of affordable checks and cover, designed especially for letting agents. Our full, comprehensive tenant referencing now has the added benefit of 18 months’ legal expenses cover. You can even track and manage things online with our powerful ‘Native’ system. It’s simple and effective. Now relax.

Download the case study

Landlords Emergency Cover

Landlords Emergency Cover is a 12 month policy which covers a wide range of domestic problems and breakdowns.

For more information about this new insurance for private landlords please get in touch, but don’t hang around we expect this to be popular at this rate.

What is included?

  • Plumbing and drainage
  • Complete failure of the domestic electricity supply
  • The main heating system (Boiler)
  • The water supply
  • Emergency gas pipe supply cover
  • Inoperative toilet
  • Roofing
  • Alternative accommodation
  • Pest control
  • Cooker/oven
Download the Key Facts Download the Policy Details