Insurance For Your Lettings Business

Affordable and essential cover for the risks that you and your business face every day.

Property is always emotive and it’s all too easy to find yourself on the wrong side of a claim. When you’ve worked hard to build your lettings business, it makes sense to protect it with tailor-made insurance policies.

Our robust cover is there to deal with things that go wrong, with accidents, with theft or damage and with problems arising from errors or omissions. You can’t afford to be without it. What’s more, our industry’s professional bodies require that their members are adequately insured.

Inclusive, more than thorough referencing.

Comprehensive tenant referencing and legal expenses insurance: a combined package that is both cost effective and very reassuring.

A superb package of affordable checks and cover, designed especially for letting agents. Our full, comprehensive tenant referencing now has the added benefit of 12 months’ legal expenses cover. You can even track and manage things online with our powerful ‘Native’ system. It’s simple and effective. Now relax.

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Rent Protection

Protect 100% of your rental income with our landlord rent protection insurance.

Whether you own a large portfolio of buy to let properties or have just a single-let investment, non-payment of rent is a serious and increasingly common problem for many landlords.

Even our tenant referencing system can’t predict if a tenant will be affected by unemployment, or suffer from a serious illness or accident which leaves them unable to work. Landlords can avoid the inconvenience of rent defaults with our 100% rental income protection.

  • Protect 100% of your rental income against non-paying tenants
  • Unlimited period of rent arrears covered up to £50,000
  • Policy also includes the cost of evicting your defaulting tenant
  • Legal expenses covered up to £50,000
  • 50% of the rent paid for a further 2 months after the tenant is evicted
  • Rent protection are available for both 6 and 12 month terms

6 Month Protection

The 6 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 6 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has pass a full tenant reference, which will further reduce the risk to you.

12 Month Protection

The 12 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 12 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has pass a full tenant reference, which will further reduce the risk to you.

Our insurance policies can include cover for:

  • Public liability
  • Professional indemnity
  • Your office premises and contents
  • Personal accidents that could leave you unable to work
  • Director’s and officer’s liability
  • Employer’s liability

Professional indemnity cover

Even an honest and genuine mistake could leave you facing a substantial claim. Professional Indemnity cover will help you deal with claims for property mis-description, negligence, civil liability, data protection and matters referred to the property ombudsman.

Instant, affordable cover

All businesses are different and need differing levels of cover, but all face risks. Our expert underwriters will ensure the best possible quotes for the protection you require and get you insured quickly and easily.

Read Julie's Story here