Protect Your Investment
Insurance policies created especially for landlords. Outstanding cover and excellent value – whatever size your property portfolio.
When you let your property, anything could happen. You need cover that’s designed to protect your investment and the income you derive from it. As specialists in the business, our policies are tailored to you, your tenants and your portfolio. You’d be forgiven for thinking that our service would be expensive, but you’d be wrong – our quotes are unbeatable.
Our Landlord Insurance
All types of property, tenant and tenancy can be covered, and, if you need a little extra cover, just ask and we’ll arrange it. With instant quotes, loss of rent cover and no-claims discounts, these policies work with you, now and for your secure future.
Complete Plus could save you a fortune.
It’s just common sense.
Coming 1st July 2020
We can’t predict the future, but we can all plan for uncertainty, and our Complete Plus deal is a very smart plan indeed. For a little extra, the Complete Plus provides 12 months’ cover for legal expenses, including eviction notices, regaining possession of the property, court and bailiff fees.
We will even throw in the Complete Reference and an extra 6-months’ cover for FREE!
Finding your money
We’re not just experts at getting your bricks and mortar back, we’re also able to trace tenants who’ve gone missing and recover the rent you’re owed. All our services are fixed fee and for tenant traces, if we fail to find them, there’s nothing to pay.
Affordable and effective
You can’t afford to let problems get out of hand. With our help they won’t. We provide:
- Property values up to £5m
- Property owner’s liability to £2m
- Rent cover to 20% of buildings sum insured
- Occupied and unoccupied properties
- Malicious damage cover
- All tenants including unemployed, students and asylum seekers
- Buy to let
If you’ve got more than one property to manage, choose our simple, time and money-saving portfolio insurance. However much you’ve got going on, we’ll make insuring your properties hassle free and superb value for money.
Protect 100% of your rental income with our landlord rent protection insurance
Whether you own a large portfolio of buy to let properties or have just a single-let investment, non-payment of rent is a serious and increasingly common problem for many landlords.
Even our tenant referencing system can’t predict if a tenant will be affected by unemployment, or suffer from a serious illness or accident which leaves them unable to work. Landlords can avoid the inconvenience of rent defaults with our 100% rental income protection.
- Covers 6 monthly payments
- Covers up to £2500 rental payments per month
- Covers up to £15k rent in any one claim
- £25k for legals costs
- Only 1 month's excess
- 24-hour legal advice line
- 90 no claims period for existing tenancies
- Policy length must match the AST (6 or 12) – if periodic, then a 12 month policy must apply
- Tenants in receipt of Housing Benefits or Universal Credit will not be legible for Rent Protection
6 Month Protection
The 6 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 6 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has passed a full tenant reference, which will further reduce the risk to you.
12 Month Protection
The 12 month landlord rent protection insurance policy is ideal for new assured shorthold tenancy on a 12 month contract. Our rent protection will protect your rental income should the tenant fail to pay the rent. The policy will also cover your legal expenses associated with evicting the defaulting tenant up to £50,000. Our rent protection insurance is only provided on the basis that your tenant has passed a full tenant reference, which will further reduce the risk to you.
Landlords Emergency Cover
Landlords Emergency Cover is a 12 month policy which covers a wide range of domestic problems and breakdowns.
For more information about this new insurance for private landlords please get in touch, but don’t hang around we expect this to be popular at this rate.
What is included?
- Plumbing and drainage
- Complete failure of the domestic electricity supply
- The main heating system (Boiler)
- The water supply
- Emergency gas pipe supply cover
- Inoperative toilet
- Alternative accommodation
- Pest control